Top 10 Best Credit Card Bonus Offers – May 2024 (Updated)

Looking for the Best Credit Card Bonus Offers? Your wallet space is valuable, and you deserve to get the most out of it. By being selective, you can find offers worth over $500 for a single card, adding up to thousands of dollars in extra income. These are the top 10 credit card offers that I would personally apply for right now (or have already).

Notable recent changes:

  • Added Air Canada 70k, Hilton 70k+Night, Sapphire 75k, Hawaiian 70k, LFCU 50k, WF Journey 60k, British Airways 75K+5X, Delta 70k+$200 credit, JetBlue 70k, Alaska 75k
  • Removed Marriott 185k, CitiAA 75k, IHG 165k, Southwest CP, Aeroplan 100k, Wyndham 75k

This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.

Chase Sapphire Preferred® Card

  • 75,000 Ultimate Rewards points (worth $937.50 towards travel or transferrable to miles/points) after $4,000 in purchases within the first 3 months. See link for details.
  • $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Travel(SM), 3x on dining and 2x on all other travel purchases.
  • $95 annual fee.
  • Subject to 5/24 rule.*
  • Upgrade pick: Chase Sapphire Reserve® Card. Higher travel perks including airport lounge access, higher annual fee.

Hilton Honors American Express Card

  • 70,000 Hilton points + Free Night Reward after $2,000 in purchases in the first 6 months. Offer ends 7/31/2024. See link for details.
  • No annual fee.
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If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.

* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.

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