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Top 10 Best Credit Card Bonus Offers – June 2024 (Updated)

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Scaling Your Business: Essential Tools for Small Businesses

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How Kids Can Make Money: 15 Exciting Ideas to Get Started

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Top 10 Best Credit Card Bonus Offers – May 2024 (Updated)

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Should you pay for an Ivy league school?

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Successful Garage Sale Tips

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Exploring the Key Drivers for Business Growth

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10 Ways to Revamp Your Personal Finances

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Innovative Ways to Teach Kids Financial Literacy with Greenlight or Fidelity

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Popular Posts

Choosing the Perfect Career Path: A Personal Journey

Choosing a career is a monumental decision that shapes your future livelihood and satisfaction. It's a path that necessitates serious consideration, self-reflection, and a clear understanding of your interests and the job market. The process can be intricate, but with the right approach, you can find a career that not only utilizes your strengths but also aligns with your personal values and aspirations. In this article, we explore essential steps to guide your career selection journey and make a choice that's truly right for you. Aligning Career Choices With Personal Values and Goals Your career should be more than just a source of income; it should resonate with your core values and contribute to your long-term objectives. Reflect on what you find meaningful and rewarding. Are you driven by helping others, innovation, or perhaps leadership? Your career pick should reinforce these intrinsic motivators. Personal goals also play a significant role. Whether it's achieving fi

How Kids Can Make Money: 15 Exciting Ideas to Get Started

Hi everyone! If you believe that kids have to wait until they are 16 to start earning money, think again! It’s never too early to start having money conversations with your kids. And one of the best ways to make these teachings real is to help your children find ways to make money by themselves. But I’m not talking about giving them an allowance. Nope! Our kids work on commission. They can find ways to earn money by pitching in with responsibilities around the house and the neighborhood. If they choose not to help, they won’t get paid. It’s as simple as that! If your kids are looking for odd jobs and projects to do to make money, I want to encourage you to support them. Earning cash on their own is a big step and one of the first steps on the path to managing money well. That’s why I’ve put together a list of 15 ways to make money as a kid that you can read through together. How to Make Money From Home as a Kid All right, I’m excited to look at ways your kids can earn money. No matter

6 Small-Business Money Mistakes (and How to Avoid Them)

Ask any business owner, and they'll tell you. One of the best ways to gain knowledge and skills is by making big, fat, whopping mistakes. Lessons learned are what make us stronger, smarter and resilient. However, there are some goof-ups that do more than teach a lesson. They can kill a business. Luckily, every one of them can be avoided. As Dave teaches in EntreLeadership Master Series , there are several ways to bulletproof your business and find financial peace at the same time. Here are few of the preventative measures every business owner needs to take. 1. Do the Accounting At heart, we're all brave warriors who work long hours, fight the competition, and make any sacrifice to succeed. That is ... until it comes to accounting. Then, most of us would rather have a tooth drilled without Novocain. Unfortunately, it's about the biggest business mistake you can make. As the Bible says, "Be diligent to know the state of your flocks and attend to your herds." (

Paying for College

Today, I will be discussing some strategies I discovered for financing college education. It is a modest compilation of resources and ideas to help you prepare for your child's higher education expenses, even though there is no silver bullet. So, what are the best strategies to pay for college? Utilize High-Interest Savings Accounts Leverage 529 College Savings Plans Improve Financial Aid Opportunities Pursue Scholarships and Grants Opt for In-State Colleges Accelerate Degree Completion Strategic Planning for Graduate Education Utilize High-Interest Savings Accounts In today's high interest rate environment, consider saving in accounts offering around 5% interest. This ensures a risk-free growth of funds over time, providing a reliable way to accumulate savings for college. My favorites are Amex High Yield Savings , your credit union savings, Fidelity account , Charles Schwab and even Robinhood . Leverage 529 College Savings Plans 529 Plans : These are tax-advantaged plans sp

The Battle of Savings Account Rates and Inflation

Whenever an article mentions the “average savings account rate”, I find that information useless. There are a lot of zeros in that average! But this Axios article has an interesting chart comparing the top savings rate vs. the rolling 3-month inflation rate from January 2017 through December 2023. That’s more applicable. Via reader Bill. This serves as a good reminder that back in July 2021 , the absolute top interest rate on an FDIC-insured savings account was redlining at… 1.00% APY. And that was actually a very good relative rate as the Vanguard money market fund with a yield of essentially zero (0.01% APY). Conservative savers had a very hard time earning hardly any interest and were falling behind inflation. As of December 2023 , you are now able to take zero principal risk and yet earn 5% from both the top savings accounts and the top money market funds. Every $10,000 should earn you $500 a year in interest. Every $100,000 should earn you $5,000 a year in interest. $1,000,000 w

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